Sorry for the dumb question i'm curious about this and want to know if anyone has answers, with programs like these does it create new accounts and allow you to use them (hacked) or does it take people information on real accounts and just give you their passwords/emails etc? If so, would someone be able to say access my email address using one of these programs? Also for people with credit card information on their profiles would people be able to buy items using their credentials?If so would there be a way to "protect" your account from having this happen?