First Smudging.

I'm pretty stoked. I followed the tutorial from PlusNoob(BSG.Flash) on YouTube and this is what it came out to be.

Nice job following the flow.
Lighting is a bit off, move to the right some more.
Text shouldn't be placed there, try lowering the size and putting closer to your render.
7/10

Nice, thanks BSG.
Also, I have a question for you.

I'm working on smudging another signature and when I go to smudge, it only smudges the render. It doesn't have any of the stock smudging with it. Any help?

its not supposed to smudge the stock

Hmm. On the video, When he is smudging, colors from the stock are smudged over the render is what it seems to be. On the signature above, It did it, but on this one its not working.